This work contributes to research on the evolution of financial systems within the context of open finance and data-driven services. It focuses on key challenges including digital identity, data governance, and the responsible use of AI in financial decision-making.
The project examines how financial interactions are reshaped by increased data availability and system interconnectivity, with particular attention to consumer protection, trust, and regulatory considerations. The aim is to support the development of more transparent, accountable, and user-centred financial ecosystems.
Contacts: Edward Apeh
Funders: ESRC
Collaborators: Bournemouth University, ESRC